Red Deer to Lethbridge, Grande Prairie to Medicine Hat: online and phone mortgage service wherever you are in Alberta.
Online and phone service means you don't have to choose from the lenders with a branch in your town. John works with borrowers across Alberta. He handles the application, documents and lender comparison remotely, and you sign with a local lawyer or notary. Here are some things worth knowing in different parts of the province.
Central Alberta has a mix of city homes, small-town properties and acreages. If you're buying outside a town's limits, read about acreage financing: lenders look closely at well water, septic and how much land is included. Lake properties used as second homes may fall under different lender rules than a principal residence.
Buyers in southern Alberta often weigh in-town homes against nearby acreages. Farm and agricultural incomes are common, and lenders usually average them over several years. If you're self-employed or farming, have your T1 Generals and Notices of Assessment ready.
Rotational, camp and contract work is common up north. Lenders look at how long you've been employed in your field and may average variable pay. Make sure your employment letter shows your base pay, guaranteed hours and how long you've been with the employer. Some lenders treat properties in smaller or remote markets more conservatively.
For Calgary, Airdrie, Cochrane, Chestermere and Okotoks, see Calgary mortgage broker. For Edmonton, St. Albert, Sherwood Park, Spruce Grove and Leduc, see Edmonton mortgage broker.
Second homes, cabins and recreational properties come with their own rules on down payment, rental use and year-round access. If you're thinking about a vacation property, start with a conversation so you know which lenders and programs fit before you make an offer.
Lloydminster straddles the Alberta–Saskatchewan border. Property on the Saskatchewan side is registered under Saskatchewan's land titles system and falls under Saskatchewan rules, so it may need a professional licensed in Saskatchewan. John is licensed in Alberta. Ask him at the start whether your property is one he can help with.
Yes. John works with borrowers across Alberta online and by phone. Some lenders have specific rules for smaller markets and rural properties, which John will explain.
John works remotely across Alberta rather than from local branch offices. You'll sign with a lawyer or notary near you.
This website covers Alberta mortgages. For property outside Alberta, ask John at the start. It may need a professional licensed in that province.
A no-obligation conversation about buying, renewing or refinancing anywhere in Alberta, online or by phone.
Prefer to text? 250-212-8512 · Email johnantle@gopineapple.com · Contact page · Book a 30-minute (opens Google Calendar in a new tab) or 1-hour call (opens Google Calendar in a new tab)
John Antle, Mortgage Associate | Pineapple National Inc. (RECA 00424723). All applications are subject to lender approval.